Although many people don’t know this, using the IRA to invest in real estate has been allowed since 1974. The IRA (Individual Retirement Account) is a long-term savings account that people with earned income can open to save for the future while enjoying tax breaks. With your ...
Read MoreA Simple Guide to Understanding Real Estate Escrow in Tampa
When buying a home, you may find yourself having to go through escrow. And while the concept of escrow may be a confusing topic to get a firm grasp on, it’s imperative to understand and learn in order to have a smoother homebuying experience. As such, we’ve broken down everyt...
Read MoreHow to Buy a Home in Tampa with Bad Credit
It can be challenging to find and buy a home in one of Florida’s hottest housing markets. And when purchasing a home with bad credit, there could be additional hurdles - but homeownership is still possible. Let’s go over how you can buy a home in Tampa even with bad credit!...
Read More3 Hurdles to Closing on a New Home in Tampa: A Homebuyer’s Guide
Plenty of good food, year-round warm weather, diverse culture, entertainment on your doorstep, and an affordable cost of living - there are innumerable reasons why life in Tampa Bay is top-notch! But if you’re a homebuyer purchasing your ideal home in the Sunshine State, here...
Read MoreChoosing a Mortgage Lender in Tampa: A First-Time Buyer’s Guide
When it comes to buying a home, first-time homebuyers often face many challenges. For instance, because they don’t have the advantage of equity from a former home sale, their down payments are usually smaller, which could affect the loan terms and interest rate. Fortunately, ...
Read MoreDo New Construction Homes Need an Inspection?
When buying an existing home, there’s hardly any question about whether you’d want to carry out a home inspection. Clearly, you’ll do your due diligence on the condition of the house before committing to purchasing it. But that decision might not seem as obvious when youâ€...
Read MoreIs the Hot Tampa Housing Market Cooling Down?
You want to ensure that you get the best possible price and terms when buying a house. Unfortunately, prospective buyers in the Tampa area have had to endure frenzied bidding wars, make cash offers, and even waive inspection just to have a shot at snagging a house in the last two...
Read MoreGetting a Mortgage to Build a Home in Tampa Bay
So, you’ve decided to build a new home rather than buy an existing house. Owning a brand-new home has several advantages, including lower repair costs, higher energy efficiency, and the opportunity to customize your home’s features. But how do you finance building a new h...
Read More3 Homebuying Myths to Ignore in Tampa Bay
From house-hunting and securing a mortgage to closing day, there’s a lot to consider when it comes to purchasing a home - especially your first home. And often, advice will pour in from all sides from well-meaning friends and family. But unfortunately, fiction and misconception...
Read MoreHow to Make an Offer on a Home: A First-Time Homebuyer’s Guide
You’ve found your dream home - congratulations! It’s now time to take the next step towards making it yours: making an offer. An offer letter is a sale contract that’s legally binding, so it would do you well to be cautious. Besides, making a competitive and informed off...
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